“IF YOU ARE PLANNING FOR A YEAR, SOW RICE;

IF YOU ARE PLANNING FOR A DECADE, PLANT

TREES; IF YOU ARE PLANNING FOR A

LIFETIME, EDUCATE PEOPLE.”

I am pleased to announce my affiliation with Broker-Dealer ProEquities and Eschels Financial Group, an independent local investment firm specializing in 403(b) plans. Eschels Financial Group has been providing financial services since 1954, earning an excellent reputation of superior service.

My years of investment experience have allowed me to assist individuals and families of all ages and financial status to help achieve financial success. As a parent of three children, I realize that it is an absolute necessity to make smart financial decisions that will affect our family’s savings for years to come. Like most parents, my wife and I share a dream of providing our children every opportunity possible, including attending college. We also realize the importance of planning for our retirement. It CAN be done. Like most journeys, you have a greater chance of arriving successfully with sound advice that I can provide – not just guidance, but sound written advice.

I will help you review your Years of Service, Pension, 403(b) plans, and debt. Together we will calculate your, “Financial Independence Number,” a calculation that will help you to reach your desired lifestyle and retirement dreams. I am also happy to be your source of information for estate and/or college planning and tax efficient wealth transfers. Having served for several years as a budget counselor at my church in Clarkston, I have experienced a wide variety of financial questions and situations, and welcome yours…even if they do not directly relate to a 403(b) plan or an IRA. Whether you are just embarking on the lifelong journey of financial planning, or if you presently have a plan that may need a second opinion, I am qualified and eager to help!

If you are concerned with the uncertainty of today’s markets and economy and have not been completely satisfied with the financial advice you have received this year, please give me a call so together we can plan for your future. While there is certainly no obligation, I am committed to assisting you achieve your financial goals through the solid strategies that I can reliably provide.